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Coverage and Date Changes
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super visa insurance coverage
and date changes
When does Super Visa Insurance coverage begin and how date changes can be made?
- The Super Visa Insurance coverage start date varies by policy. Typically, coverage begins on either the client’s departure from home county, purchase date or effective date.
- If the insured’s start date is their departure date, some Super Visa Insurance policies may offer the insured coverage en route to Canada while other policies only offer coverage once the insured arrives in Canada.
- If the Super Visa Insurance start date is after the departure date, benefits under the policy may only be available after a waiting period which also varies by policy. Be sure to read the policy for details.
Conclusion
If you are applying for Super Visa and requests our licensed advisor to issue the Super Visa Insurance coverage or you buy online then keep in mind that insurance coverage must not be activated till visa is issued and travel dates are finalized.
The Super Visa insurance coverage must start on date of travel.
Date Changes
Date changes are common for super visa insurance applicants as it is hard to predict when an applicant’s visa will be approved or denied. An arbitrary travel date (policy start date) is usually chosen and may need to be changed several times throughout the application process.
There is no charge for any date changes as long as you advise your insurance broker or insurance company in advance before start of the policy.
Some companies charge an administration fee for changes made after the start date of the policy. To avoid administration fees, check with your broker to make sure applicable date changes are made prior to the start date of the policy.
Requirements to Qualify for Super Visa
Parent or grandparent of Canadian citizen or permanent resident of Canada.
The person must be allowed to enter Canada.
In the application one must provide proof that your child or grandchild meets the minimum income threshold.
The sponsor must give a written statement that he or she will give you financial support.
Letter of invitation from your child or grandchild.
Have medical insurance coverage for one year with a minimum of $100,000 coverage.
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FAQs
You can buy the coverage before or after arrival. But we recommend you to purchase prior to arrival to Canada.
Travel insurance protects you in the case of medical emergencies, delays, theft and the last–minute plan changes that can happen anytime, anywhere, whether you travel frequently or occasionally.
This also depends upon different travel insurance providers. For more details contact us at our toll free number: 1 877 495 2525.
Email: office@lifecareinsurance.ca
You may need service for claims, date change, extension, and increase in coverage, more family member coming to visit or you traveling out of Canada. There could many reasons to contact us and we are committed to provide you satisfactory service as and when you need.
You can contact us through our Toll Free Number 1 877 495 2525
Email: info@lifecareinsurance.ca
This represents the amount of eligible medical expenses that must be paid by the insured before the insurance company begins to reimburse for covered expenses. As an example, if you purchase a plan with $50 deductible and incur $200 of expense, the insurance company will begin to reimburse for expenses after you pay the first $50 of your medical bills.
No, Life Care Insurance and Financial Experts Inc. is Canada’s one-stop insurance portal. We are an online insurance shopping tool, providing consumers with insurance information and quote of provide competitive from competing insurance companies, 24/7. We are not an insurance company, but we do work closely with most of Canada’s top insurance providers to deliver unbiased information and quotes to our clients.
Absolutely not; the portal is a free online service where you can get unbiased quotes.
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