Super Visa Insurance is a new concept that came into light along with super visa. Super Visa insurance is no different from Visitor to Canada medical insurance.
Super visa insurance will feature: premium amount, coverage amount, primary and secondary benefits, refund policy, etc.
Not everyone is eligible for super visa. Only the parents and grandparents of citizens and permanent residents of Canada are eligible for super visa. Apart from this, officers also consider the applicant’s ties with his/her home country, the purpose of visit and his and his family’s financial condition.
Super Visa Program has come into force from November 4, 2011 in Canada with a sole aim to provide visa to Parents and Grand Parents of Permanent Residents or Canadian Citizens under family reunification program.
Secondly, this new super visa scheme will offer a temporary visa valid for a period of ten years to parents and grandparents.
Thirdly, a holder of Super Visa can stay in Canada for a maximum period of two years without renewing their visa.
Above all, the success rate of this program is very high in comparison to regular visitor to Canada visa program.
Parent or grandparent of Canadian citizen or permanent resident of Canada.
The sponsor must give a written statement that he or she will give you financial support.
The person must be allowed to enter Canada.
Letter of invitation from your child or grandchild.
In the application one must provide proof that your child or grandchild meets the minimum income threshold.
Have medical insurance coverage for one year with a minimum of $100,000 coverage.
The super visa is considered mandatory since it has to be obtained after the health insurance coverage that the Canadian government has set forth. Canada’s visitors are not eligible for the provincial and healthcare plans and need another policy to cover. The super visa is used by the elderly who are susceptible to health issues. Therefore, it makes it compulsory to have coverage when coming into the country.
Sometimes not everyone may need serious treatments that cost millions. The policy tries to cater to the minor medical treatment that may come about due to weather changes and old-age-related problems. If you don’t have a reliable insurance policy, the medical expenses can add up and leave you in overwhelming debt. All the medical treatments are protected and covered effectively with the Super Visa.
The super visa is also mandatory when you want to spend more time in the country than when you use the usual visitor’s visa. Parents and grandparents who want to help their children raise their babies need to have more time with their family, and you can only have the extended time with the super visa. Such issues make it compulsory for all elders to get into the country to visit their loved ones.
Getting the super visa may not prove to be as hard as some people may think. The process is effortless, and the application process is super easy. First and foremost, you have to be eligible to get a visa. Therefore, you need to be a parent or grandparent of a Canadian citizen or a permanent resident in the country. Other requirements occur in the following order:
After all these requirements are taken into account, the person is eligible to get their super cover. The health coverage provided by the insurance company should have a minimum of $100000. The visitors are allowed to pay for any medical expenses or injuries during the stay.
The price varies, with different insurance companies offering variable rates. The annual cost of the super cover is $100 to $200 per month. It is highly recommended to purchase the cover as a couple since it is more affordable than when taken as individual parties.
Insurance companies apply different factors to develop the different rates they use to offer the insurance covers. These factors include:
The age of the applicants
The health history of the applicants
The deductible account
The length of the policy
Amount provided at coverage
The different policies provide different coverages. However, the standard Coverages are primarily to offer health benefits to the elderly visiting the country. It is hard to say that they may never fall ill during an extended visit or have to go for a medical checkup even when it is not life-threatening.
The covers include:
You may choose to pay for more coverage that will satisfy their individual needs. Such coverage provides robust health benefits during the stay. The applicant will return home and back again multiple times, and the coverage will still be legal for use.
The coverage considers the type of pre-existing conditions to be eligible or not for the policy application. You will get the protection as per your needs after consultation and learning about all the available quotes.
The Coverage you need depends on how long you are willing to stay in Canada. The longer you stay, the higher the amount you need.
No, You need to be either a permanent resident or a citizen to apply for a super visa for your parents.
If the visa gets denied you will get 100% refund from the insurance company. if your parents have to leave sooner than expected You will get a refund for the unused period of your coverage provided you have no claims.
The cover is adequate the moment you arrive in the country. In case of any changes, you can also change the date on the cover.
Yes, it is a requirement by law. It is also beneficial since Canadian companies understand all that is required to make your application successful.
The purpose of Super Visa insurance is to cover hospital expenses in case of emergency. The hospitals across Canada charge different rates in case of emergency. The charges for room, initial consultation, surgery, ambulance services, medical test and diagnostics and cost for procedures vary hospital to hospital.