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Can I get Super Visa Insurance Refund?
When you apply for the super visa insurance and buy the policy you provide expected date of travel to your insurance broker. The policy period starts from the date of departure and in case, you have already purchased the policy and you decide not to visit Canada or visa has been denied or you go back to your home country early; partial and full super visa insurance refund is available.
The Super Visa insurance is valid for one full year but the super visa insurance refund may arise due to insured’s early return. Most companies will refund unused days less an administration fee but some companies will refund the remaining premium regardless of how many days are left in the policy. While other companies may limit the refund by the number of days remaining.
For example, if there are only 15 days left in the policy one company may issue super visa insurance refund for those days while another may not because there are less than 30 days left in the policy.
The refund on Super Visa Insurance policy can arise due to following situations:
- When visa officer refuses the Super Visa application- In case of visa refused by Canadian High Commission, 100% super visa insurance refund is available before the start of insurance date.
- In case of early return of your parents or grandparents to home country and if there is no claim, partial super visa insurance refund is issued after deduction of admin fee which is generally $ 25 to $ 100 per policy per person.
- There may be a situation in which Visa is issued to your parent or grandparents but they decide not to visit and want to cancel the policy. In this situation the super visa insurance refund can be issued to applicant minus admin fee which can go upto $250 per policy and per person or more.
- Some conditions apply regarding super visa insurance refund and plan details vary from company to company. All applicants must read policy terms and conditions before making purchase.
Requirements to Qualify for Super Visa
Parent or grandparent of Canadian citizen or permanent resident of Canada.
The person must be allowed to enter Canada.
In the application one must provide proof that your child or grandchild meets the minimum income threshold.
The sponsor must give a written statement that he or she will give you financial support.
Letter of invitation from your child or grandchild.
Have medical insurance coverage for one year with a minimum of $100,000 coverage.
Free Quotes Super Visa / Visitor Insurance
Benefit: $100,000
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Benefit: $100,000
No plans available. Please call us directly to consult.
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*Special Note: The client will pay 2 month Advance premium to get the monthly plan and $50 one time admin fee.
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FAQs
You can buy the coverage before or after arrival. But we recommend you to purchase prior to arrival to Canada.
Travel insurance protects you in the case of medical emergencies, delays, theft and the last–minute plan changes that can happen anytime, anywhere, whether you travel frequently or occasionally.
This also depends upon different travel insurance providers. For more details contact us at our toll free number: 1 877 495 2525.
Email: office@lifecareinsurance.ca
You may need service for claims, date change, extension, and increase in coverage, more family member coming to visit or you traveling out of Canada. There could many reasons to contact us and we are committed to provide you satisfactory service as and when you need.
You can contact us through our Toll Free Number 1 877 495 2525
Email: info@lifecareinsurance.ca
This represents the amount of eligible medical expenses that must be paid by the insured before the insurance company begins to reimburse for covered expenses. As an example, if you purchase a plan with $50 deductible and incur $200 of expense, the insurance company will begin to reimburse for expenses after you pay the first $50 of your medical bills.
No, Life Care Insurance and Financial Experts Inc. is Canada’s one-stop insurance portal. We are an online insurance shopping tool, providing consumers with insurance information and quote of provide competitive from competing insurance companies, 24/7. We are not an insurance company, but we do work closely with most of Canada’s top insurance providers to deliver unbiased information and quotes to our clients.
Absolutely not; the portal is a free online service where you can get unbiased quotes.
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