Pre-Existing Conditions- Super Visa Insurance coverage for Alzheimer, Parkinson and Schizophrenia and Stroke?
When buying Super Visa insurance policy from a Canadian insurance company, one must take proper care in disclosing the medical issues, current health problems like diabetes, blood pressure, medical issues related to major organs, past surgeries etc. so that policy covers any medical emergency originating from pre-existing condition. Parents or Grandparents for whom you are buying medical insurance under super Visa must declare their medical condition to the insurance company or broker. If you do not take proper care in understanding the eligibility and exclusions of a plan from insurance company the result could be claim decline.
Parkinson’sdisease progressively attacks the central nervous system. It is a neurological disorder that is not only progressive in nature but incurable and often characterized by a decrease in spontaneous movements and difficulty in walking or balance.
Alzheimer’sdisease is a progressive and incurable disease that is characterized by memory loss as one of the first noticeable symptoms. This disease causes dementia, which is a progressive deterioration of mental capacities severe enough to prevent the person from performing his/her basic daily activities, both social and professional.
A stroke(also referred to as a CVA – cerebrovascular accident) results when the supply of blood to the brain is impeded either by a blockage (emboli) or a blood clot (thrombosis) or due to haemorrhage, resulting in permanent damage to functions controlled by the brain.
Government of Canada has made it easy for Parents and Grandparents to visit their loved ones in CANADA by offering Super Visa to them. But if the parents or Grandparents are suffering from any disease like Stroke, Alzheimer or Parkinson, it may be difficult for them insurance policy which is pre requisite to apply for Super Visa. This is what most people think but it is not true. There are companies who provide coverage to people with these medical conditions if they have:
- Stable pre existing condition- 90 to 180 days…..Check with our expert if you qualify with one of the companies.
- Current health status, severity of symptoms, number of health issues and number of medications currently taking.
- Exclusions, Eligibility conditions and medical questionnaire for upfront underwriting.
We will help you to get an appropriate coverage for your Parents or Grandparents. Talk to our Live agent and he or she will guide you through the process to purchase right policy with right coverage at best price.