GMS

 GMS Insurance Plan

Group Medical Insurance Plan

With our Student Plan, students studying out of province or abroad can find comfort knowing they’ve got emergency medical coverage for things like hospitalizations or mental health services if ever they’re in need. We even have Sports Participation Coverage for post-secondary athletes while they’re in school.

A plan that fits your schedule.


Because we know you need coverage that fits with your school year, we let you choose your length of coverage – anywhere between four or 12 months. The plan is also available in single, couple or family rates and provides emergency medical coverage up to $2 million along with 17 comprehensive

benefits including:

➤ Mental health services

➤ Road and air ambulance

➤ Hospitalization

Manulife Student Medical Insurance

Plan 1: Canadians studying in another province or territory

➤ Up to $2 million in emergency and non-emergency medical coverage

➤ Up to $10,000 in AD&D coverage

➤ One medical exam and one eye exam every year

➤ Save 50% on the premium for Canadians studying abroad

Emergency medical benefits*

Hospital

➤ Up to 60 days for injury or illness

➤ Up to 30 days for psychiatric care

➤ Outpatient services

➤ Emergency department services

Health services

➤ Physician services – plus up to 5 follow-up visits

➤Paramedical services – up to $70/visit to combined maximum of $700

➤ Psychiatric care – up to $5,000

➤ Trauma counselling – up to 6 sessions

➤Private duty nurse – up to $10,000

➤ Medical appliances

➤ Diagnostic services

➤ Prescription drugs – up to 30 days’ supply

Dental Services

➤ Accidental injury – up to $2,500

➤ Pain relief – up to $100

➤ Wisdom tooth extraction – up to $250/tooth

Transportation

➤ Ambulance – up to $5,000

➤ Emergency evacuation – up to $100,000

➤ Family to bedside and subsistence allowance – up to $4,500

➤ Repatriation of remains – up to $25,000

Plan 2 : Canadians studying abroad

➤Up to $2 million in emergency and non-emergency medical coverage

➤ Up to $10,000 in AD&D coverage

➤ One medical exam and one eye exam every year 

➤ Coverage extends to side-trips

Details: Emergency medical benefits*

Hospital

➤ Up to 60 days for injury or illness

➤ Up to 30 days for psychiatric care

➤ Outpatient services

➤ Emergency department services

Health services

➤ Physician services – plus up to 5 follow-up visits

➤ Paramedical services – up to $70/visit to combined maximum of $700

➤ Psychiatric care – up to $5,000

➤ Trauma counselling – up to 6 sessions

➤ Private duty nurse – up to $10,000

➤ Medical appliances

➤ Diagnostic services

➤ Prescription drugs – up to 30 days’ supply

Dental Services

➤ Accidental injury – up to $2,500

➤ Pain relief – up to $100

➤ Wisdom tooth extraction – up to $250/tooth

Transportation

➤ Ambulance – up to $5,000

➤ Emergency evacuation – up to $100,000

➤ Family to bedside and subsistence allowance – up to $4,500

➤ Repatriation of remains – up to $25,000

Plan 3 : International students studying in Canada

➤ Up to $2 million in emergency and non-emergency medical coverage

➤ Up to $10,000 in AD&D coverage

➤ One medical exam and one eye exam every year

➤ Coverage includes trips outside of Canada up to the lesser of: 15 days or 49% of days of coverage, excluding the home country Details

Emergency medical benefits*

Hospital

➤ Up to 60 days for injury or illness

➤ Up to 30 days for psychiatric care

➤ Outpatient services

➤ Emergency department services

Health services

➤ Physician services – plus up to 5 follow-up visits

➤ Paramedical services – up to $70/visit to combined maximum of $700

➤ Psychiatric care – up to $5,000

➤ Trauma counselling – up to 6 sessions

➤ Private duty nurse – up to $10,000

➤ Medical appliances

➤ Diagnostic services

➤ Prescription drugs – up to 30 days’ supply

Dental Services

➤ Accidental injury – up to $2,500

➤ Pain relief – up to $100

➤ Wisdom tooth extraction – up to $250/tooth

Transportation

➤ Ambulance – up to $5,000

➤ Emergency evacuation – up to $100,000

➤ Family to bedside and subsistence allowance – up to $4,500

➤ Repatriation of remains – up to $25,000

Ready to buy?

You can get a quote and purchase this insurance online through Cover Me.