Life Care Insurance

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Whole Life Insurance

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whole life insurance

Insurance plan types

Types of Whole Life Insurance

There are two types of plans:

  1. Participating Whole Life Insurance
  2. Non-Participating Life Insurance


Both plans are permanent and have some unique features:

  • Guaranteed cash values
  • Dividends (Only in case of Participating life insurance)
  • Automatic premium loan
  • Paid-up additions
  • Extended Term Insurance
  • Dividends paid as cash, etc.

Benefits of Whole Life Insurance

Insurance costs and fees may be leveled or variable, guaranteed or subject to change, and may apply indefinitely or only for a given period. Check which options are available to you.

For you:

Whole life insurance is a good option for all stages in life. You choose the payment period, you are insured for your entire life and it also provides surrender value.

For your Family:

Your business is your life’s investment, so you want to protect it. To guarantee its continuity, either by financing the purchase of a partner’s shares or giving your heirs the necessary time and assistance to find the right buyer, whole life insurance helps to avoid unpleasant surprises and helps keep your business prosperous.

For your Children:

Insurance coverage is also a precious gift to give to your children. By subscribing to coverage at a low price because of their youth, you guarantee them coverage that they can adapt to their needs as they get older.

For your Business:

Your business is your life’s investment, so you want to protect it. To guarantee its continuity, either by financing the purchase of a partner’s shares or giving your heirs the necessary time and assistance to find the right buyer, whole life insurance helps to avoid unpleasant surprises and helps keep your business prosperous.