Life Care Insurance

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Are you a heart Patient and looking to cover your pre-existing condition under Super Visa Insurance Policy?

Congested Heart disease is a condition in which your heart does not pump blood the way it should and your arteries get narrowed and blood flow is obstructed.

A heart attack (also referred to as myocardial infarction) results when the normal supply of blood to the heart is impeded by a blocked artery or clot which in turn causes part of the heart muscle to die. The diagnosis of a heart attack is, therefore, generally confirmed by the detection of abnormal electrical activity over the surface of the heart which is seen on an ECG and the detection of raised levels of cardiac biochemical markers released from the damaged heart muscle tissue.

Coronary bypass surgery is a surgical intervention that replaces the obstructed heart arteries by a bypass graft. Balloon angioplasty and laser embolectomy not requiring open-heart surgery are not covered.

Before you buy super visa insurance policy make sure to check the definitions, eligibility, exclusions for heart disease as well as other heart ailments. Some companies offer coverage to those patients who satisfy the pre existing condition with stability for a specified period as per policy wordings. The stability period varies from 90 days to 180 days for different companies.

At the time of purchase, ask the policy wording from your advisor or declare the medical condition fully because some companies may ask you to fill medical declaration and once underwriting department approves the file then policy must be purchased.


For a hassle free Super Visa insurance buying experience, Get your free quote right here and we will answer all your questions on our website or a live agent can provide you best service by answering all your questions.