When we think about retirement, we have a common thought of Income for life, consistency, less market exposure and certainties around the financial objectives. Annuities can prove to be a good tool in providing security to a financial plan because they guarantee income for life with immunity from market downturns. There are variety of annuities available in the market like: Term Annuities and Life Annuities in Individual and Joint Life forms.

They are ideal for investors who:
• Want the highest guaranteed income amount possible from their investment.
• Wish to help cover their essential expenses in retirement.
• Are concerned about outliving their savings.
• Wish to minimize tax on their investment income.
• Value security and peace of mind while reducing the need for ongoing investment decisions.


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